At elroy, we believe that financial inclusion is crucial for improving people's lives.

In the US, 22% of adults are either unbanked or underbanked, lacking access to basic financial services like checking or savings accounts. This disproportionately impacts underserved minority communities, including immigrants, independent contractors, freelancers, on-demand workers, and college students. These communities are often excluded from traditional financial systems, leaving them without the tools and resources they need to achieve financial wellness and stability.

​

And according to the Federal Reserve, approximately 45% of Americans have subprime credit scores, representing approximately 105 million people in the US who may need to improve their credit in order to access financial services or obtain loans at favorable interest rates.

Our mobile banking app and financial services are designed to meet the diverse needs of our customers and help them manage their finances effectively. We are committed to empowering all of our users to take control of their finances and achieve their financial goals.

As part of the BOSS Money and BOSS Revolution family of products and services, we take our moral obligation to provide accessible banking services seriously.